AI Chatbot for Banking Transaction FAQs & Customer Guidance

Answer every customer question about transfers, fees, limits, and transactions instantly with an intelligent AI assistant available 24/7.

Trusted by businesses worldwide

Why Transaction FAQs Need Automation

Banking customers generate hundreds of transaction-related questions daily—why a transfer failed, what fees were charged, what the daily limit is, how long international transfers take, and how to dispute a charge. Each call costs banks $6–$12, while customers wait on hold for simple, repeatable answers. Wonderchat's transaction FAQ chatbot provides instant, accurate answers to every common transaction question. Train it on transfer procedures, fee schedules, processing timelines, limit structures, and dispute procedures in 5 minutes. The AI answers in 100+ languages, deflecting up to 70% of routine transaction inquiries and freeing contact center agents for complex cases. Banks gain 24/7 transaction support, dramatically reduced call volume, and improved customer satisfaction. The AI handles routine questions about transfers, fees, and limits while routing disputes, fraud concerns, and failed transaction investigations to human agents with full context. Transform transaction support from a high-cost call center dependency into instant, scalable self-service.

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Wonderbot

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Easy 5 minute set-up

How Wonderchat Works

24/7 Transaction Support

Instant Answers to Every Transfer Question

Deflect up to 70% of routine transaction inquiries about domestic and international transfer timelines, transfer limits, processing hours, failed payment reasons, and interbank routing information with instant, accurate AI responses.

Domestic and international transfer timelines

Transfer limits by account type and channel

Processing hours and cut-off times

24/7 Transaction Support

Instant Answers to Every Transfer Question

Deflect up to 70% of routine transaction inquiries about domestic and international transfer timelines, transfer limits, processing hours, failed payment reasons, and interbank routing information with instant, accurate AI responses.

Domestic and international transfer timelines

Transfer limits by account type and channel

Processing hours and cut-off times

24/7 Transaction Support

Instant Answers to Every Transfer Question

Deflect up to 70% of routine transaction inquiries about domestic and international transfer timelines, transfer limits, processing hours, failed payment reasons, and interbank routing information with instant, accurate AI responses.

Domestic and international transfer timelines

Transfer limits by account type and channel

Processing hours and cut-off times

Fee & Limit Lookup

Transparent Fee and Limit Explanations

Provide instant, clear explanations of transaction fees (wire fees, ATM fees, international transaction charges, overdraft fees) and transaction limits (daily transfer caps, ATM withdrawal limits, card purchase limits) based on account type and tier.

Wire transfer and international payment fees

ATM withdrawal and card transaction limits

Overdraft and returned payment fee explanations

Fee & Limit Lookup

Transparent Fee and Limit Explanations

Provide instant, clear explanations of transaction fees (wire fees, ATM fees, international transaction charges, overdraft fees) and transaction limits (daily transfer caps, ATM withdrawal limits, card purchase limits) based on account type and tier.

Wire transfer and international payment fees

ATM withdrawal and card transaction limits

Overdraft and returned payment fee explanations

Fee & Limit Lookup

Transparent Fee and Limit Explanations

Provide instant, clear explanations of transaction fees (wire fees, ATM fees, international transaction charges, overdraft fees) and transaction limits (daily transfer caps, ATM withdrawal limits, card purchase limits) based on account type and tier.

Wire transfer and international payment fees

ATM withdrawal and card transaction limits

Overdraft and returned payment fee explanations

Dispute Intake Guidance

Structured Transaction Dispute Support

Guide customers through identifying disputed transactions, understanding the dispute process, timelines for investigation, chargeback eligibility, and provisional credit procedures. The AI collects dispute details and routes formally to dispute resolution teams.

Disputed transaction identification and description

Dispute process timeline and expected outcomes

Provisional credit eligibility and procedures

Dispute Intake Guidance

Structured Transaction Dispute Support

Guide customers through identifying disputed transactions, understanding the dispute process, timelines for investigation, chargeback eligibility, and provisional credit procedures. The AI collects dispute details and routes formally to dispute resolution teams.

Disputed transaction identification and description

Dispute process timeline and expected outcomes

Provisional credit eligibility and procedures

Dispute Intake Guidance

Structured Transaction Dispute Support

Guide customers through identifying disputed transactions, understanding the dispute process, timelines for investigation, chargeback eligibility, and provisional credit procedures. The AI collects dispute details and routes formally to dispute resolution teams.

Disputed transaction identification and description

Dispute process timeline and expected outcomes

Provisional credit eligibility and procedures

5-minute set up with our native integration

Deploy Your Transaction FAQ Chatbot in 5 Minutes

1

Create your AI chatbot – Pick the perfect AI model fit for your support needs.

2

Train AI with Docs, FAQs & Policies – Upload knowledge base files and site links.

3

Customise Workflows & Escalation Rules – AI handles what it can, and escalates what it can’t.

4

Monitor & Optimise with Analytics – See where customers get stuck and fine-tune responses.

Compliant Transaction Guidance

Regulatory-Aligned Customer Communications

Ensure transaction guidance meets regulatory standards for fee disclosure, dispute rights notification (Reg E), and international transfer disclosures. Guardrails maintain consistency and accuracy across all customer transaction communications.

Reg E dispute rights and timelines

International transfer regulatory disclosures

Accurate fee disclosure and explanation

Compliant Transaction Guidance

Regulatory-Aligned Customer Communications

Ensure transaction guidance meets regulatory standards for fee disclosure, dispute rights notification (Reg E), and international transfer disclosures. Guardrails maintain consistency and accuracy across all customer transaction communications.

Reg E dispute rights and timelines

International transfer regulatory disclosures

Accurate fee disclosure and explanation

Compliant Transaction Guidance

Regulatory-Aligned Customer Communications

Ensure transaction guidance meets regulatory standards for fee disclosure, dispute rights notification (Reg E), and international transfer disclosures. Guardrails maintain consistency and accuracy across all customer transaction communications.

Reg E dispute rights and timelines

International transfer regulatory disclosures

Accurate fee disclosure and explanation

Banking Policy Integration

Train on Transfer Procedures & Fee Schedules

Upload transfer procedures, fee schedules, transaction limit structures, processing timelines, holiday cut-off times, and interbank routing information for all payment types to deliver accurate, consistent transaction guidance.

Transfer procedures and routing information

Fee schedules by account type and transaction

Holiday cut-offs and non-processing day guidance

Banking Policy Integration

Train on Transfer Procedures & Fee Schedules

Upload transfer procedures, fee schedules, transaction limit structures, processing timelines, holiday cut-off times, and interbank routing information for all payment types to deliver accurate, consistent transaction guidance.

Transfer procedures and routing information

Fee schedules by account type and transaction

Holiday cut-offs and non-processing day guidance

Banking Policy Integration

Train on Transfer Procedures & Fee Schedules

Upload transfer procedures, fee schedules, transaction limit structures, processing timelines, holiday cut-off times, and interbank routing information for all payment types to deliver accurate, consistent transaction guidance.

Transfer procedures and routing information

Fee schedules by account type and transaction

Holiday cut-offs and non-processing day guidance

40+ Languages

Starts at $0.02/message

Available 24/7

Start Free Trial

Testimonials

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Industry Grade Compliance

Wonderchat is GDPR compliant and AICPA SOC 2 Certified.

FAQ

How does the chatbot explain why a transfer failed?

Wonderchat diagnoses common transfer failure reasons—insufficient funds, incorrect routing/account number, daily limit exceeded, beneficiary bank rejection, compliance hold—based on customer descriptions. The AI provides specific guidance for each failure type: how to correct routing errors, how to request limit increases, or when funds will be available after a compliance review.

Can the AI explain international transfer fees and timelines?

Yes, the chatbot trains on your complete international wire fee schedule, correspondent bank fee ranges, exchange rate disclosure processes, SWIFT payment timelines by destination country, and SEPA/SWIFT transfer cut-off times. Customers get clear, accurate answers about total fees, exchange rates, and expected delivery without calling the contact center.

How does the chatbot handle transaction dispute intake?

When customers report disputed transactions, Wonderchat guides them through structured dispute intake—transaction date, amount, merchant name, and reason for dispute. It explains Regulation E dispute rights, investigation timelines, provisional credit eligibility, and chargeback processes, then routes formal disputes to your dispute resolution team with all collected details.

Can the AI answer questions about transaction limits and how to increase them?

Yes, Wonderchat explains transaction limits by account type—daily transfer caps, ATM withdrawal limits, card purchase limits, and online payment thresholds. For customers requesting limit increases, the AI explains eligibility criteria, the request process, and expected approval timelines, routing formal requests to account management when appropriate.

Does the chatbot handle questions about pending transactions?

Absolutely. The AI explains why transactions show as pending, typical pending durations by transaction type (card purchases, ACH transfers, check deposits), and when funds will be available. For unusually long pending times suggesting processing issues, the chatbot escalates to contact center agents with full transaction details for investigation.

How quickly can banks deploy the transaction FAQ chatbot?

Setup takes just 5 minutes. Upload your transfer procedures, fee schedules, transaction limit structures, dispute procedures, and compliance-approved FAQs. Customize the AI's tone to match your brand, configure escalation rules for disputes and fraud, and embed on your banking website and mobile app for instant 24/7 transaction support.

FAQ

How does the chatbot explain why a transfer failed?

Wonderchat diagnoses common transfer failure reasons—insufficient funds, incorrect routing/account number, daily limit exceeded, beneficiary bank rejection, compliance hold—based on customer descriptions. The AI provides specific guidance for each failure type: how to correct routing errors, how to request limit increases, or when funds will be available after a compliance review.

Can the AI explain international transfer fees and timelines?

Yes, the chatbot trains on your complete international wire fee schedule, correspondent bank fee ranges, exchange rate disclosure processes, SWIFT payment timelines by destination country, and SEPA/SWIFT transfer cut-off times. Customers get clear, accurate answers about total fees, exchange rates, and expected delivery without calling the contact center.

How does the chatbot handle transaction dispute intake?

When customers report disputed transactions, Wonderchat guides them through structured dispute intake—transaction date, amount, merchant name, and reason for dispute. It explains Regulation E dispute rights, investigation timelines, provisional credit eligibility, and chargeback processes, then routes formal disputes to your dispute resolution team with all collected details.

Can the AI answer questions about transaction limits and how to increase them?

Yes, Wonderchat explains transaction limits by account type—daily transfer caps, ATM withdrawal limits, card purchase limits, and online payment thresholds. For customers requesting limit increases, the AI explains eligibility criteria, the request process, and expected approval timelines, routing formal requests to account management when appropriate.

Does the chatbot handle questions about pending transactions?

Absolutely. The AI explains why transactions show as pending, typical pending durations by transaction type (card purchases, ACH transfers, check deposits), and when funds will be available. For unusually long pending times suggesting processing issues, the chatbot escalates to contact center agents with full transaction details for investigation.

How quickly can banks deploy the transaction FAQ chatbot?

Setup takes just 5 minutes. Upload your transfer procedures, fee schedules, transaction limit structures, dispute procedures, and compliance-approved FAQs. Customize the AI's tone to match your brand, configure escalation rules for disputes and fraud, and embed on your banking website and mobile app for instant 24/7 transaction support.

FAQ

How does the chatbot explain why a transfer failed?

Wonderchat diagnoses common transfer failure reasons—insufficient funds, incorrect routing/account number, daily limit exceeded, beneficiary bank rejection, compliance hold—based on customer descriptions. The AI provides specific guidance for each failure type: how to correct routing errors, how to request limit increases, or when funds will be available after a compliance review.

Can the AI explain international transfer fees and timelines?

Yes, the chatbot trains on your complete international wire fee schedule, correspondent bank fee ranges, exchange rate disclosure processes, SWIFT payment timelines by destination country, and SEPA/SWIFT transfer cut-off times. Customers get clear, accurate answers about total fees, exchange rates, and expected delivery without calling the contact center.

How does the chatbot handle transaction dispute intake?

When customers report disputed transactions, Wonderchat guides them through structured dispute intake—transaction date, amount, merchant name, and reason for dispute. It explains Regulation E dispute rights, investigation timelines, provisional credit eligibility, and chargeback processes, then routes formal disputes to your dispute resolution team with all collected details.

Can the AI answer questions about transaction limits and how to increase them?

Yes, Wonderchat explains transaction limits by account type—daily transfer caps, ATM withdrawal limits, card purchase limits, and online payment thresholds. For customers requesting limit increases, the AI explains eligibility criteria, the request process, and expected approval timelines, routing formal requests to account management when appropriate.

Does the chatbot handle questions about pending transactions?

Absolutely. The AI explains why transactions show as pending, typical pending durations by transaction type (card purchases, ACH transfers, check deposits), and when funds will be available. For unusually long pending times suggesting processing issues, the chatbot escalates to contact center agents with full transaction details for investigation.

How quickly can banks deploy the transaction FAQ chatbot?

Setup takes just 5 minutes. Upload your transfer procedures, fee schedules, transaction limit structures, dispute procedures, and compliance-approved FAQs. Customize the AI's tone to match your brand, configure escalation rules for disputes and fraud, and embed on your banking website and mobile app for instant 24/7 transaction support.

40+ Languages

Starts at $0.02/message

Available 24/7

Start Free Trial

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