AI Chatbot for Banking Transaction FAQs & Customer Guidance
Answer every customer question about transfers, fees, limits, and transactions instantly with an intelligent AI assistant available 24/7.
Trusted by businesses worldwide
Why Transaction FAQs Need Automation
Banking customers generate hundreds of transaction-related questions daily—why a transfer failed, what fees were charged, what the daily limit is, how long international transfers take, and how to dispute a charge. Each call costs banks $6–$12, while customers wait on hold for simple, repeatable answers. Wonderchat's transaction FAQ chatbot provides instant, accurate answers to every common transaction question. Train it on transfer procedures, fee schedules, processing timelines, limit structures, and dispute procedures in 5 minutes. The AI answers in 100+ languages, deflecting up to 70% of routine transaction inquiries and freeing contact center agents for complex cases. Banks gain 24/7 transaction support, dramatically reduced call volume, and improved customer satisfaction. The AI handles routine questions about transfers, fees, and limits while routing disputes, fraud concerns, and failed transaction investigations to human agents with full context. Transform transaction support from a high-cost call center dependency into instant, scalable self-service.

Emily
AI Agent
Wonderbot
Welcome to Wonderchat! How can I help you today?
hey i’d like to upgrade to enterprise please
Wonderbot
Sure, please hold on for a second.
Retrieving account details...
Retrieving account details...
Please confirm that you would like to upgrade to Wonderchat Enterprise. Your Visa card ending in 1234 will be charged $480.00 a year.
Cancel
Upgrade
Message...
Easy 5 minute set-up
How Wonderchat Works






24/7 Transaction Support
Instant Answers to Every Transfer Question
Deflect up to 70% of routine transaction inquiries about domestic and international transfer timelines, transfer limits, processing hours, failed payment reasons, and interbank routing information with instant, accurate AI responses.
Domestic and international transfer timelines
Transfer limits by account type and channel
Processing hours and cut-off times
24/7 Transaction Support
Instant Answers to Every Transfer Question
Deflect up to 70% of routine transaction inquiries about domestic and international transfer timelines, transfer limits, processing hours, failed payment reasons, and interbank routing information with instant, accurate AI responses.
Domestic and international transfer timelines
Transfer limits by account type and channel
Processing hours and cut-off times
24/7 Transaction Support
Instant Answers to Every Transfer Question
Deflect up to 70% of routine transaction inquiries about domestic and international transfer timelines, transfer limits, processing hours, failed payment reasons, and interbank routing information with instant, accurate AI responses.
Domestic and international transfer timelines
Transfer limits by account type and channel
Processing hours and cut-off times






Fee & Limit Lookup
Transparent Fee and Limit Explanations
Provide instant, clear explanations of transaction fees (wire fees, ATM fees, international transaction charges, overdraft fees) and transaction limits (daily transfer caps, ATM withdrawal limits, card purchase limits) based on account type and tier.
Wire transfer and international payment fees
ATM withdrawal and card transaction limits
Overdraft and returned payment fee explanations
Fee & Limit Lookup
Transparent Fee and Limit Explanations
Provide instant, clear explanations of transaction fees (wire fees, ATM fees, international transaction charges, overdraft fees) and transaction limits (daily transfer caps, ATM withdrawal limits, card purchase limits) based on account type and tier.
Wire transfer and international payment fees
ATM withdrawal and card transaction limits
Overdraft and returned payment fee explanations
Fee & Limit Lookup
Transparent Fee and Limit Explanations
Provide instant, clear explanations of transaction fees (wire fees, ATM fees, international transaction charges, overdraft fees) and transaction limits (daily transfer caps, ATM withdrawal limits, card purchase limits) based on account type and tier.
Wire transfer and international payment fees
ATM withdrawal and card transaction limits
Overdraft and returned payment fee explanations






Dispute Intake Guidance
Structured Transaction Dispute Support
Guide customers through identifying disputed transactions, understanding the dispute process, timelines for investigation, chargeback eligibility, and provisional credit procedures. The AI collects dispute details and routes formally to dispute resolution teams.
Disputed transaction identification and description
Dispute process timeline and expected outcomes
Provisional credit eligibility and procedures
Dispute Intake Guidance
Structured Transaction Dispute Support
Guide customers through identifying disputed transactions, understanding the dispute process, timelines for investigation, chargeback eligibility, and provisional credit procedures. The AI collects dispute details and routes formally to dispute resolution teams.
Disputed transaction identification and description
Dispute process timeline and expected outcomes
Provisional credit eligibility and procedures
Dispute Intake Guidance
Structured Transaction Dispute Support
Guide customers through identifying disputed transactions, understanding the dispute process, timelines for investigation, chargeback eligibility, and provisional credit procedures. The AI collects dispute details and routes formally to dispute resolution teams.
Disputed transaction identification and description
Dispute process timeline and expected outcomes
Provisional credit eligibility and procedures
5-minute set up with our native integration
Deploy Your Transaction FAQ Chatbot in 5 Minutes
1
Create your AI chatbot – Pick the perfect AI model fit for your support needs.
2
Train AI with Docs, FAQs & Policies – Upload knowledge base files and site links.
3
Customise Workflows & Escalation Rules – AI handles what it can, and escalates what it can’t.
4
Monitor & Optimise with Analytics – See where customers get stuck and fine-tune responses.






Compliant Transaction Guidance
Regulatory-Aligned Customer Communications
Ensure transaction guidance meets regulatory standards for fee disclosure, dispute rights notification (Reg E), and international transfer disclosures. Guardrails maintain consistency and accuracy across all customer transaction communications.
Reg E dispute rights and timelines
International transfer regulatory disclosures
Accurate fee disclosure and explanation
Compliant Transaction Guidance
Regulatory-Aligned Customer Communications
Ensure transaction guidance meets regulatory standards for fee disclosure, dispute rights notification (Reg E), and international transfer disclosures. Guardrails maintain consistency and accuracy across all customer transaction communications.
Reg E dispute rights and timelines
International transfer regulatory disclosures
Accurate fee disclosure and explanation
Compliant Transaction Guidance
Regulatory-Aligned Customer Communications
Ensure transaction guidance meets regulatory standards for fee disclosure, dispute rights notification (Reg E), and international transfer disclosures. Guardrails maintain consistency and accuracy across all customer transaction communications.
Reg E dispute rights and timelines
International transfer regulatory disclosures
Accurate fee disclosure and explanation






Banking Policy Integration
Train on Transfer Procedures & Fee Schedules
Upload transfer procedures, fee schedules, transaction limit structures, processing timelines, holiday cut-off times, and interbank routing information for all payment types to deliver accurate, consistent transaction guidance.
Transfer procedures and routing information
Fee schedules by account type and transaction
Holiday cut-offs and non-processing day guidance
Banking Policy Integration
Train on Transfer Procedures & Fee Schedules
Upload transfer procedures, fee schedules, transaction limit structures, processing timelines, holiday cut-off times, and interbank routing information for all payment types to deliver accurate, consistent transaction guidance.
Transfer procedures and routing information
Fee schedules by account type and transaction
Holiday cut-offs and non-processing day guidance
Banking Policy Integration
Train on Transfer Procedures & Fee Schedules
Upload transfer procedures, fee schedules, transaction limit structures, processing timelines, holiday cut-off times, and interbank routing information for all payment types to deliver accurate, consistent transaction guidance.
Transfer procedures and routing information
Fee schedules by account type and transaction
Holiday cut-offs and non-processing day guidance
40+ Languages
Starts at $0.02/message
Available 24/7
Start Free Trial
14-day free trial. No credit card required
Testimonials
Businesses with successful customer service start
with Wonderchat

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC

"Wonderchat has made it easier than ever to find the information I need without getting lost in the complexities. It also brings convenience and clarity to my searches."

Josh Levitsky
Global Head of Professional Services, Filewave

“Wonderchat has been a game-changer for bazuba. We’ve seen improved customer satisfaction and a noticeable boost in efficiency. Wonderchat handles our customer queries with precision and speed.

Julien Pflanzl
Web Development Lead, bazuba
“Ever since implementing Wonderchat on our site, I've seen up to a 70% reduction of customer support queries in my inbox.”

Bryce Conway
Founder and CEO, 10xTravel

"Wonderchat has given us the ability to offer real-time answers to our customer’s questions on their terms, pulling from our extensive portfolio of Insurance content. The response has been tremendous."

Ryan Hanley
Founder and President, Rogue Risk LLC
Industry Grade Compliance

Wonderchat is GDPR compliant and AICPA SOC 2 Certified.



FAQ
How does the chatbot explain why a transfer failed?
Wonderchat diagnoses common transfer failure reasons—insufficient funds, incorrect routing/account number, daily limit exceeded, beneficiary bank rejection, compliance hold—based on customer descriptions. The AI provides specific guidance for each failure type: how to correct routing errors, how to request limit increases, or when funds will be available after a compliance review.
Can the AI explain international transfer fees and timelines?
Yes, the chatbot trains on your complete international wire fee schedule, correspondent bank fee ranges, exchange rate disclosure processes, SWIFT payment timelines by destination country, and SEPA/SWIFT transfer cut-off times. Customers get clear, accurate answers about total fees, exchange rates, and expected delivery without calling the contact center.
How does the chatbot handle transaction dispute intake?
When customers report disputed transactions, Wonderchat guides them through structured dispute intake—transaction date, amount, merchant name, and reason for dispute. It explains Regulation E dispute rights, investigation timelines, provisional credit eligibility, and chargeback processes, then routes formal disputes to your dispute resolution team with all collected details.
Can the AI answer questions about transaction limits and how to increase them?
Yes, Wonderchat explains transaction limits by account type—daily transfer caps, ATM withdrawal limits, card purchase limits, and online payment thresholds. For customers requesting limit increases, the AI explains eligibility criteria, the request process, and expected approval timelines, routing formal requests to account management when appropriate.
Does the chatbot handle questions about pending transactions?
Absolutely. The AI explains why transactions show as pending, typical pending durations by transaction type (card purchases, ACH transfers, check deposits), and when funds will be available. For unusually long pending times suggesting processing issues, the chatbot escalates to contact center agents with full transaction details for investigation.
How quickly can banks deploy the transaction FAQ chatbot?
Setup takes just 5 minutes. Upload your transfer procedures, fee schedules, transaction limit structures, dispute procedures, and compliance-approved FAQs. Customize the AI's tone to match your brand, configure escalation rules for disputes and fraud, and embed on your banking website and mobile app for instant 24/7 transaction support.
FAQ
How does the chatbot explain why a transfer failed?
Wonderchat diagnoses common transfer failure reasons—insufficient funds, incorrect routing/account number, daily limit exceeded, beneficiary bank rejection, compliance hold—based on customer descriptions. The AI provides specific guidance for each failure type: how to correct routing errors, how to request limit increases, or when funds will be available after a compliance review.
Can the AI explain international transfer fees and timelines?
Yes, the chatbot trains on your complete international wire fee schedule, correspondent bank fee ranges, exchange rate disclosure processes, SWIFT payment timelines by destination country, and SEPA/SWIFT transfer cut-off times. Customers get clear, accurate answers about total fees, exchange rates, and expected delivery without calling the contact center.
How does the chatbot handle transaction dispute intake?
When customers report disputed transactions, Wonderchat guides them through structured dispute intake—transaction date, amount, merchant name, and reason for dispute. It explains Regulation E dispute rights, investigation timelines, provisional credit eligibility, and chargeback processes, then routes formal disputes to your dispute resolution team with all collected details.
Can the AI answer questions about transaction limits and how to increase them?
Yes, Wonderchat explains transaction limits by account type—daily transfer caps, ATM withdrawal limits, card purchase limits, and online payment thresholds. For customers requesting limit increases, the AI explains eligibility criteria, the request process, and expected approval timelines, routing formal requests to account management when appropriate.
Does the chatbot handle questions about pending transactions?
Absolutely. The AI explains why transactions show as pending, typical pending durations by transaction type (card purchases, ACH transfers, check deposits), and when funds will be available. For unusually long pending times suggesting processing issues, the chatbot escalates to contact center agents with full transaction details for investigation.
How quickly can banks deploy the transaction FAQ chatbot?
Setup takes just 5 minutes. Upload your transfer procedures, fee schedules, transaction limit structures, dispute procedures, and compliance-approved FAQs. Customize the AI's tone to match your brand, configure escalation rules for disputes and fraud, and embed on your banking website and mobile app for instant 24/7 transaction support.
FAQ
How does the chatbot explain why a transfer failed?
Wonderchat diagnoses common transfer failure reasons—insufficient funds, incorrect routing/account number, daily limit exceeded, beneficiary bank rejection, compliance hold—based on customer descriptions. The AI provides specific guidance for each failure type: how to correct routing errors, how to request limit increases, or when funds will be available after a compliance review.
Can the AI explain international transfer fees and timelines?
Yes, the chatbot trains on your complete international wire fee schedule, correspondent bank fee ranges, exchange rate disclosure processes, SWIFT payment timelines by destination country, and SEPA/SWIFT transfer cut-off times. Customers get clear, accurate answers about total fees, exchange rates, and expected delivery without calling the contact center.
How does the chatbot handle transaction dispute intake?
When customers report disputed transactions, Wonderchat guides them through structured dispute intake—transaction date, amount, merchant name, and reason for dispute. It explains Regulation E dispute rights, investigation timelines, provisional credit eligibility, and chargeback processes, then routes formal disputes to your dispute resolution team with all collected details.
Can the AI answer questions about transaction limits and how to increase them?
Yes, Wonderchat explains transaction limits by account type—daily transfer caps, ATM withdrawal limits, card purchase limits, and online payment thresholds. For customers requesting limit increases, the AI explains eligibility criteria, the request process, and expected approval timelines, routing formal requests to account management when appropriate.
Does the chatbot handle questions about pending transactions?
Absolutely. The AI explains why transactions show as pending, typical pending durations by transaction type (card purchases, ACH transfers, check deposits), and when funds will be available. For unusually long pending times suggesting processing issues, the chatbot escalates to contact center agents with full transaction details for investigation.
How quickly can banks deploy the transaction FAQ chatbot?
Setup takes just 5 minutes. Upload your transfer procedures, fee schedules, transaction limit structures, dispute procedures, and compliance-approved FAQs. Customize the AI's tone to match your brand, configure escalation rules for disputes and fraud, and embed on your banking website and mobile app for instant 24/7 transaction support.
40+ Languages
Starts at $0.02/message
Available 24/7
Start Free Trial
14-day free trial. No credit card required
The platform to build AI agents that feel human
Site
© 2025 Wonderchat Private Limited
The platform to build AI agents that feel human
Site
© 2025 Wonderchat Private Limited
The platform to build AI agents that feel human
Site
© 2025 Wonderchat Private Limited






