AI Chatbot for Fraud Alert Response & Transaction Security

Guide customers through fraud alerts, suspicious activity reporting, and card security actions with an intelligent AI assistant available 24/7.

Trusted by businesses worldwide

Why Fraud Response Needs Immediate Automation

Fraud doesn't happen during business hours—unauthorized transactions, account takeovers, and phishing attempts occur at any time. Customers discovering fraud at midnight need immediate guidance on blocking cards, reporting suspicious activity, and protecting their accounts. Delayed fraud response costs customers and banks thousands. Wonderchat's fraud alert chatbot provides immediate response to fraud reports—guiding customers through card blocking, suspicious activity reporting, account protection steps, and dispute initiation. The AI acts as a first responder, collecting critical details and immediately escalating confirmed fraud to specialist teams. Train it on fraud procedures, card blocking processes, reporting requirements, and escalation protocols in 5 minutes. The AI responds in 100+ languages, ensuring global 24/7 fraud response. Banks gain immediate fraud response capability, faster containment of account compromise, and improved customer trust during security incidents. The AI provides first-response guidance and data collection while escalating all confirmed fraud and account security threats to fraud specialists with full incident details. Transform fraud response from business-hours-only into always-on customer protection.

Emily

AI Agent

Wonderbot

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Easy 5 minute set-up

How Wonderchat Works

Fraud Response Workflows

Immediate Incident Response Guidance

Guide customers through immediate fraud response actions—card blocking or suspension, account freeze requests, password change procedures, fraud report initiation, and alternative access setup—with step-by-step urgency.

Card blocking and account suspension

Emergency password change procedures

Fraud report initiation and reference numbers

Fraud Response Workflows

Immediate Incident Response Guidance

Guide customers through immediate fraud response actions—card blocking or suspension, account freeze requests, password change procedures, fraud report initiation, and alternative access setup—with step-by-step urgency.

Card blocking and account suspension

Emergency password change procedures

Fraud report initiation and reference numbers

Fraud Response Workflows

Immediate Incident Response Guidance

Guide customers through immediate fraud response actions—card blocking or suspension, account freeze requests, password change procedures, fraud report initiation, and alternative access setup—with step-by-step urgency.

Card blocking and account suspension

Emergency password change procedures

Fraud report initiation and reference numbers

Fraud Specialist Escalation

Immediate Escalation to Fraud Teams

Escalate all fraud reports and account compromise alerts immediately to fraud specialist teams with full incident details—transaction amounts, dates, merchants, customer-reported timeline, and card/account identifiers—for rapid investigation and containment.

Unauthorized transaction and account takeover reports

Phishing and social engineering incident reports

Card compromise and data breach concerns

Fraud Specialist Escalation

Immediate Escalation to Fraud Teams

Escalate all fraud reports and account compromise alerts immediately to fraud specialist teams with full incident details—transaction amounts, dates, merchants, customer-reported timeline, and card/account identifiers—for rapid investigation and containment.

Unauthorized transaction and account takeover reports

Phishing and social engineering incident reports

Card compromise and data breach concerns

Fraud Specialist Escalation

Immediate Escalation to Fraud Teams

Escalate all fraud reports and account compromise alerts immediately to fraud specialist teams with full incident details—transaction amounts, dates, merchants, customer-reported timeline, and card/account identifiers—for rapid investigation and containment.

Unauthorized transaction and account takeover reports

Phishing and social engineering incident reports

Card compromise and data breach concerns

Fraud Prevention Guidance

Educate Customers on Security Best Practices

Provide instant, accurate guidance on fraud prevention—phishing email identification, suspicious SMS (smishing) recognition, safe online banking practices, and how to avoid social engineering scams targeting banking customers.

Phishing and smishing identification guidance

Safe online banking security practices

Social engineering scam awareness and prevention

Fraud Prevention Guidance

Educate Customers on Security Best Practices

Provide instant, accurate guidance on fraud prevention—phishing email identification, suspicious SMS (smishing) recognition, safe online banking practices, and how to avoid social engineering scams targeting banking customers.

Phishing and smishing identification guidance

Safe online banking security practices

Social engineering scam awareness and prevention

Fraud Prevention Guidance

Educate Customers on Security Best Practices

Provide instant, accurate guidance on fraud prevention—phishing email identification, suspicious SMS (smishing) recognition, safe online banking practices, and how to avoid social engineering scams targeting banking customers.

Phishing and smishing identification guidance

Safe online banking security practices

Social engineering scam awareness and prevention

5-minute set up with our native integration

Deploy Your Fraud Response Chatbot in 5 Minutes

1

Create your AI chatbot – Pick the perfect AI model fit for your support needs.

2

Train AI with Docs, FAQs & Policies – Upload knowledge base files and site links.

3

Customise Workflows & Escalation Rules – AI handles what it can, and escalates what it can’t.

4

Monitor & Optimise with Analytics – See where customers get stuck and fine-tune responses.

Regulatory Fraud Compliance

Reg E Rights and Reporting Standards

Ensure customers receive accurate information about their fraud dispute rights under Regulation E, investigation timelines, provisional credit procedures, and reporting requirements. Compliant guidance protects both customers and the bank.

Regulation E dispute rights and timelines

Provisional credit eligibility for fraud claims

Reporting requirements and investigation procedures

Regulatory Fraud Compliance

Reg E Rights and Reporting Standards

Ensure customers receive accurate information about their fraud dispute rights under Regulation E, investigation timelines, provisional credit procedures, and reporting requirements. Compliant guidance protects both customers and the bank.

Regulation E dispute rights and timelines

Provisional credit eligibility for fraud claims

Reporting requirements and investigation procedures

Regulatory Fraud Compliance

Reg E Rights and Reporting Standards

Ensure customers receive accurate information about their fraud dispute rights under Regulation E, investigation timelines, provisional credit procedures, and reporting requirements. Compliant guidance protects both customers and the bank.

Regulation E dispute rights and timelines

Provisional credit eligibility for fraud claims

Reporting requirements and investigation procedures

Fraud Knowledge Integration

Train on Fraud Procedures & Security Protocols

Upload fraud response procedures, card blocking processes, dispute initiation workflows, account security protocols, Reg E compliance requirements, and escalation matrices so the AI provides accurate, security-conscious first-response guidance.

Fraud reporting procedures and escalation protocols

Card blocking and account security processes

Regulation E compliance and dispute rights

Fraud Knowledge Integration

Train on Fraud Procedures & Security Protocols

Upload fraud response procedures, card blocking processes, dispute initiation workflows, account security protocols, Reg E compliance requirements, and escalation matrices so the AI provides accurate, security-conscious first-response guidance.

Fraud reporting procedures and escalation protocols

Card blocking and account security processes

Regulation E compliance and dispute rights

Fraud Knowledge Integration

Train on Fraud Procedures & Security Protocols

Upload fraud response procedures, card blocking processes, dispute initiation workflows, account security protocols, Reg E compliance requirements, and escalation matrices so the AI provides accurate, security-conscious first-response guidance.

Fraud reporting procedures and escalation protocols

Card blocking and account security processes

Regulation E compliance and dispute rights

40+ Languages

Starts at $0.02/message

Available 24/7

Start Free Trial

Testimonials

Businesses with successful customer service start

with Wonderchat

Industry Grade Compliance

Wonderchat is GDPR compliant and AICPA SOC 2 Certified.

FAQ

Can the AI chatbot help customers block cards immediately?

Yes, Wonderchat guides customers through card blocking procedures step-by-step—how to block via the mobile app, web portal, or automated phone system. For customers unable to access digital channels, the AI immediately escalates to a live fraud agent for manual card suspension. The AI prioritizes speed to limit unauthorized transaction exposure.

Does the AI handle fraud reports or just escalate them?

Wonderchat acts as a first responder—it provides immediate guidance on protective actions while collecting critical incident details (unauthorized transaction amounts, dates, merchants, how fraud was discovered). All fraud reports are immediately escalated to specialist agents rather than resolved autonomously, ensuring human oversight on all security incidents.

How does the chatbot handle phishing and social engineering reports?

The AI guides customers who received suspicious emails, calls, or messages—helping them identify characteristics of phishing attempts, confirm whether communications are legitimate, advise on not sharing credentials, and report suspicious activity. For customers who may have already shared information, the chatbot immediately escalates to fraud specialists for urgent account protection.

Can the AI guide customers through provisional credit requests?

Yes, Wonderchat explains Regulation E provisional credit rights, eligibility criteria for temporary credit during fraud investigation, and expected timelines. The AI collects the unauthorized transaction details needed to initiate the dispute process and routes formal provisional credit requests to your dispute resolution team with full documentation.

Does the fraud chatbot operate 24/7 for international customers?

Absolutely. Wonderchat provides 24/7 fraud response in 100+ languages, critical for international banking customers who may discover fraud outside home-country business hours. A customer traveling in Asia who notices unauthorized transactions can receive immediate protective guidance and specialist escalation regardless of time zone.

How is sensitive fraud report data handled securely?

Wonderchat is SOC 2 certified and GDPR compliant. Fraud-related conversations are encrypted, access is controlled, and the AI never stores sensitive card numbers or full account details. All fraud reports are escalated to authenticated specialist agents through secure channels, maintaining security during what is already a stressful customer situation.

FAQ

Can the AI chatbot help customers block cards immediately?

Yes, Wonderchat guides customers through card blocking procedures step-by-step—how to block via the mobile app, web portal, or automated phone system. For customers unable to access digital channels, the AI immediately escalates to a live fraud agent for manual card suspension. The AI prioritizes speed to limit unauthorized transaction exposure.

Does the AI handle fraud reports or just escalate them?

Wonderchat acts as a first responder—it provides immediate guidance on protective actions while collecting critical incident details (unauthorized transaction amounts, dates, merchants, how fraud was discovered). All fraud reports are immediately escalated to specialist agents rather than resolved autonomously, ensuring human oversight on all security incidents.

How does the chatbot handle phishing and social engineering reports?

The AI guides customers who received suspicious emails, calls, or messages—helping them identify characteristics of phishing attempts, confirm whether communications are legitimate, advise on not sharing credentials, and report suspicious activity. For customers who may have already shared information, the chatbot immediately escalates to fraud specialists for urgent account protection.

Can the AI guide customers through provisional credit requests?

Yes, Wonderchat explains Regulation E provisional credit rights, eligibility criteria for temporary credit during fraud investigation, and expected timelines. The AI collects the unauthorized transaction details needed to initiate the dispute process and routes formal provisional credit requests to your dispute resolution team with full documentation.

Does the fraud chatbot operate 24/7 for international customers?

Absolutely. Wonderchat provides 24/7 fraud response in 100+ languages, critical for international banking customers who may discover fraud outside home-country business hours. A customer traveling in Asia who notices unauthorized transactions can receive immediate protective guidance and specialist escalation regardless of time zone.

How is sensitive fraud report data handled securely?

Wonderchat is SOC 2 certified and GDPR compliant. Fraud-related conversations are encrypted, access is controlled, and the AI never stores sensitive card numbers or full account details. All fraud reports are escalated to authenticated specialist agents through secure channels, maintaining security during what is already a stressful customer situation.

FAQ

Can the AI chatbot help customers block cards immediately?

Yes, Wonderchat guides customers through card blocking procedures step-by-step—how to block via the mobile app, web portal, or automated phone system. For customers unable to access digital channels, the AI immediately escalates to a live fraud agent for manual card suspension. The AI prioritizes speed to limit unauthorized transaction exposure.

Does the AI handle fraud reports or just escalate them?

Wonderchat acts as a first responder—it provides immediate guidance on protective actions while collecting critical incident details (unauthorized transaction amounts, dates, merchants, how fraud was discovered). All fraud reports are immediately escalated to specialist agents rather than resolved autonomously, ensuring human oversight on all security incidents.

How does the chatbot handle phishing and social engineering reports?

The AI guides customers who received suspicious emails, calls, or messages—helping them identify characteristics of phishing attempts, confirm whether communications are legitimate, advise on not sharing credentials, and report suspicious activity. For customers who may have already shared information, the chatbot immediately escalates to fraud specialists for urgent account protection.

Can the AI guide customers through provisional credit requests?

Yes, Wonderchat explains Regulation E provisional credit rights, eligibility criteria for temporary credit during fraud investigation, and expected timelines. The AI collects the unauthorized transaction details needed to initiate the dispute process and routes formal provisional credit requests to your dispute resolution team with full documentation.

Does the fraud chatbot operate 24/7 for international customers?

Absolutely. Wonderchat provides 24/7 fraud response in 100+ languages, critical for international banking customers who may discover fraud outside home-country business hours. A customer traveling in Asia who notices unauthorized transactions can receive immediate protective guidance and specialist escalation regardless of time zone.

How is sensitive fraud report data handled securely?

Wonderchat is SOC 2 certified and GDPR compliant. Fraud-related conversations are encrypted, access is controlled, and the AI never stores sensitive card numbers or full account details. All fraud reports are escalated to authenticated specialist agents through secure channels, maintaining security during what is already a stressful customer situation.

40+ Languages

Starts at $0.02/message

Available 24/7

Start Free Trial

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